What Is Messenger Bank?

Messenger Bank is a decentralized banking platform fully licensed as a traditional bank, it is designed to provide rapid and low cost mobile banking options direct to consumer and business clients. Messenger Bank operates on blockchain network to provide security, transparency while offering full interoperability with traditional banking systems and networks.

Messenger Bank Core Abilities

  • offers real time online account opening to private and business clients in every non-sanctioned nation and territory
  • handles millions of clients without slowing down transaction times with a goal of 150/200 million users in 2020
  • cross border payments in currencies in every country
  • fully licensed and regulated financial institution
  • modular design, quick and rapid development

Messenger Bank Platform

Account Opening

  • Automated KYC
  • Online / Smart phone Apps
  • Accounts in multiple currencies
  • Accepting clients from 200 Countries


  • Real Time Tracking
  • Instant Settlements
  • 1/10th of banking fees
  • 10x times faster than banks
  • MasterCard debit cards

Competitive Advantage

  • Faster
  • Cheaper
  • Better

Customer On-boarding Process

  • Fully Automated Process
  • Biometric Onboarding
  • KYC/AML Compliant
  • Private & Business Accounts
Messenger Bank will offer fully automated on-boarding process. Process which will automatically check data against 3rd party datasets and eliminate any unwanted customers. The on-boarding process will rely on biometric data (facial & voice recognition)

Rapid Cross Border Settlements

To drastically reduce costs while increasing the speed of cross border transactions 10x, Messenger Bank will utilize existing and well established ACH services whenever possible.

Settlement Overview

  • Treat cross border payments as local ACH payment
  • Connect to ACH hubs in all the available regions
  • Save fees by sending payments using ACH
  • Real time regional matching between forex balance and payment transactions
  • Real time fastest route calculation to deal with cross border transactions
  • 10x faster cross border payments

Our Team

  • Kent Kristensen - CEO

    With his past 15 years working with Clubworldconnect, Kent contributes with strategic planning and overview to crypto currency & banking industry. Kent's has over 30 years experience in finance & banking which he uses to steer Messenger Bank in the right direction.
  • Mohammed Saleem - Managing Partner

    Saleem has successfully worked with key figures from world governments, fortune 500 companies, global investors, eminent blockchain and crypto advisors, and various top-notch associations from various industries across the world.
  • Mogens Garbenfeldt

    Messenger bank, Club World Connect CFO, Danhill Energy Solution, Danhill Marketing Managing Director Owner, Xpenco Europe ApS Founder CEO, Garand International trading A/S Managing director Education: Syddansk Erhvervsskole
  • Mervyn Putz - Head Banking Compliance

    Messenger bank Head banking compliance, CMP Investment Afrique S.A. Managing Director and CFO - Asset structuring.Wealth management for shareholders. Deutsche Bank Switzerland S.A. Director, ING Switzerland Head asset management and advisory services Private bank ING Switzerland

In The News

  • Dear Clients, Investors and Partners,

    Have you ever felt a burning desire to see something you imagined come true? Had a vision that haunts you and keeps you up late at night and keeps you working for endless hours, days, months, years until you see it come to the world? Read more ...
  • End of ICO & further perspectives

    We are pleased to inform you about the progress of the work and what happens to our project. In the last few weeks, we have received a lot of private investment. Moreover, since October 24, 2017, when ICO was held at the World Blockchain Summit in Dubai, the price of Debitcoin has grown almost 37 times, and since June 2017, when the first test sales began, almost 300 times. Read more ...

Messenger Bank vs Traditional Bank

Messenger Bank aims to shatter the limitations of traditional banking systems which are often segmented and maintained by multiple IT departments within the bank. The segmented and outdated approach to traditional bank comes with many limitations, including: very expensive development cost, delays in product development, inability to keep up with constantly shifting marketplace due to slow implementation.
Messenger Bank will operate on Blockchain network for added security, transparency and immutability. Unlike traditional banking, Messenger Bank is coded in a modular format that allows rapid development and testing.