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Welcome to MessengerBank!

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Building a more efficient alternative

Real-time transparent rates

For people who regularly send money internationally, the processing fees can quickly add up. Blockchain technology removes the monopoly that traditional banks hold on the market, and that means that processing fees are virtually non-existent. The average cost of sending remittances is over 7.5% of the overall transaction. We will be able to do it for 0.1 - 0.3%. What you see is exactly what you get — no additional fees imposed and no prior conversions into any local currency.

Real-time transparent fees
World

Available worldwide

Sending money abroad is deceptively expensive, thanks to the hidden charges we’ve all been forced to pay. We want to let people send money abroad at the lowest possible true cost. Using only real exchange rates and no hidden fees.

Lightning Speed

When you want to send, spend or receive money, nobody likes to wait. High performance blockchain technology is necessary for cryptocurrencies to provide a viable alternative to existing financial platforms. Therefore we have secured a partnership with the fastest blockchain in the world - Credits.

Credits is designed from the ground up to process more transactions every second than VISA and MasterCard combined. With Delegated Proof of Stake (DPoS), the Credits network is able to process 400.000+ transactions/second.

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Rapid Cross Border Settlements

To drastically reduce costs while increasing the speed of cross border transactions 10x, MessengerBank will utilize existing and well established ACH services whenever possible.

Settlement Overview

  • Treat cross border payments as local ACH payment
  • Connect to ACH hubs in all the available regions
  • Save fees by sending payments using ACH
  • Real time regional matching between forex balance and payment transactions
  • Real time fastest route calculation to deal with cross border transactions
  • 10x faster cross border payments
  • SEPA integrated