Building a more efficient alternative

Real-time transparent rates

For people who regularly send money internationally, the processing fees can quickly add up. Blockchain technology removes the monopoly that traditional banks hold on the market, and that means that processing fees are virtually non-existent. The average cost of sending remittances is over 7.5% of the overall transaction. We will be able to do it for 0.1 - 0.3%. What you see is exactly what you get — no additional fees imposed and no prior conversions into any local currency.

Real-time transparent fees
World

Available worldwide

Sending money abroad is deceptively expensive, thanks to the hidden charges we’ve all been forced to pay. We want to let people send money abroad at the lowest possible true cost. Using only real exchange rates and no hidden fees.

Scheme

Rapid Cross Border Settlements

To drastically reduce costs while increasing the speed of cross border transactions 10x, MessengerBank will utilize existing and well established ACH services whenever possible.

Settlement Overview

  • Treat cross border payments as local ACH payment
  • Connect to ACH hubs in all the available regions
  • Save fees by sending payments using ACH
  • Real time regional matching between forex balance and payment transactions
  • Real time fastest route calculation to deal with cross border transactions
  • 10x faster cross border payments
  • SEPA integrated